Harbor Club on Winyah Bay Homes under $400,000

Welcome to Harbor Club on Winyah Bay, a hidden gem nestled in the picturesque city of Georgetown, South Carolina. This charming neighborhood offers a perfect blend of coastal living and Southern hospitality, making it an ideal choice for families, retirees, and anyone seeking a serene lifestyle by the water.

Harbor Club is renowned for its stunning views of Winyah Bay, where residents can enjoy breathtaking sunsets and the soothing sounds of nature. The community is characterized by its lush landscapes, well-maintained properties, and friendly atmosphere, fostering a sense of belonging among neighbors. With a strong emphasis on outdoor living, residents can take advantage of nearby parks, walking trails, and recreational activities that celebrate the natural beauty of the area.

One of the most appealing aspects of Harbor Club is the availability of homes priced under $400,000. This affordability allows for a diverse range of buyers to find their dream home without breaking the bank. Whether you’re looking for a cozy cottage, a modern townhouse, or a spacious family home, you’ll discover a variety of options that cater to different tastes and lifestyles.

Living in Harbor Club means you’re just minutes away from the historic charm of downtown Georgetown, where you can explore quaint shops, delightful dining options, and rich cultural experiences. Plus, the nearby beaches and waterways provide endless opportunities for boating, fishing, and enjoying the great outdoors.

If you’re seeking an inviting community with affordable housing options and a relaxed coastal lifestyle, Harbor Club on Winyah Bay is the perfect place to call home. Come and experience the magic of this exceptional neighborhood!

Newest Harbor Club on Winyah Bay Homes under $400,000

$376,900

3 Beds ⋅ 2 Baths ⋅ 2624309 MLS

Single story living in one of Georgetown’s most popular neighborhoods, Harbor Club on Winyah Bay! Three bedrooms, two full bathrooms, a two-car garage, a dedicated laundry room, and plentiful closet space throughout the home. Stainless kitchen appliances, beautiful granite countertops, natural gas range, and lots of kitchen storage. There are water views of Winyah Bay throughout this neighborhood, and you can even see the conditions on Winyah Bay from your front porch! From the back deck or screened porch, enjoy views of a community pond. The back yard is already fully fenced for your convenience. Other great features of this home: Open concept and split bedroom plan, natural gas, tankless water heater, smart home features, location on a cul de sac. Harbor Club is an active lifestyle, waterfront community featuring a 460 foot long fishing and recreation pier extending into Winyah Bay, a community boat ramp, a boat/RV storage yard, a beautiful reflecting pond with a covered sitting area, a waterfront community clubhouse for gatherings and cookouts. The meandering streets and sidewalks of this community and the surrounding Maryville section of Georgetown offer terrific walking, biking, and golf cart opportunities. If you enjoy fishing, boating or just being outside, check out Harbor Club. Georgetown offers shopping, fine dining, premier beach access, top-rated golf, fascinating history, Access to the Atlantic Ocean and five unique rivers. You are just a short drive to historic downtown Georgetown, restaurants, shopping, marinas and the beaches of Pawleys Island. Don't miss the unbranded 360 virtual tour, floor plan, and 3D model.

513 Antebellum Ln., Georgetown

Listing courtesy of Listing Agent: Robert Slick () from Listing Office: Beach and River Homes.

$389,500

3 Beds ⋅ 2 Baths ⋅ 2618447 MLS

Welcome to coastal living at its finest in Harbor Club, a premier community nestled along Winyah Bay and the Intracoastal Waterway near Historic Georgetown. Situated on a quiet cul-de-sac, this home features the desirable Hatteras plan—an open and spacious layout powered by the comfort and efficiency of natural gas heat, range, and a tankless hot water heater. Inside, you will find waterproof laminate flooring, granite countertops in the kitchen, plantation shutters in the bedrooms, and a primary suite complete with double sinks and a custom glass shower door. The current owners have thoughtfully elevated the home with a suite of premium upgrades, including an EV charging outlet, full seamless gutters, and a screened rear porch beautifully finished with Italian porcelain tile. Outfitted with a two-car garage and a yard irrigation system, this residence offers full access to Harbor Club's extraordinary lowcountry amenities—including a private boat ramp and day dock with access to Winyah Bay, a bayfront clubhouse, scenic walking trails, and gated RV/boat storage, all just minutes from downtown Georgetown's dining and shopping.

519 Grain Field Dr., Georgetown

Listing courtesy of Listing Agent: Neil Giesler (Cell: 843-240-1999) from Listing Office: Keller Williams Pawleys Island.

$379,900

3 Beds ⋅ 2 Baths ⋅ 2611926 MLS

Welcome to coastal living at its finest in the sought-after Harbor Club at Winyah Bay community in beautiful Georgetown! This charming 3-bedroom, 2-bath home features a bright open floor plan designed for easy everyday living and entertaining. The spacious kitchen is the heart of the home, complete with a large island, abundant workspace, and seamless flow into the living and dining areas. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Relax year-round on the screened porch overlooking the corner lot, offering extra space and privacy. Located just minutes from historic Front Street, you’ll love being close to waterfront dining, boutique shopping, local restaurants, and all the charm that Georgetown has to offer. Plus, the beach is only a short drive away for endless coastal enjoyment. Harbor Club on Winyah Bay offers exceptional amenities including a clubhouse, fishing pier, boat ramp, and convenient boat & RV storage — perfect for embracing the Lowcountry lifestyle. Whether you enjoy boating, fishing, relaxing by the water, or exploring the coast, this community truly has it all!

402 Grain Field Dr., Georgetown

Listing courtesy of Listing Agent: Charles Caughman (charles@teamcaughman.com) from Listing Office: Caughman Realty.

$375,000

3 Beds ⋅ 2 Baths ⋅ 2607928 MLS

Step into the coastal lifestyle you’ve been dreaming of with this stunning single-level home featuring 3 bedrooms, 2 bathrooms, and over 1,600 heated square feet of beautifully designed living space, plus a spacious two-car garage. From the moment you walk in, you’ll love the bright, open floor plan that effortlessly blends comfort and style—perfect for hosting, relaxing, and making everyday life feel extraordinary. At the heart of the home is a large, inviting kitchen that truly shines, complete with stainless steel appliances, abundant cabinetry, a pantry, and a seamless view into the living area—ideal for entertaining guests or staying connected with family. Enjoy the added luxury and efficiency of natural gas, featuring gas heat, a gas range for cooking enthusiasts, and a Rinnai tankless water heater delivering endless hot water. The primary suite offers a private retreat with a walk-in shower and plenty of space to unwind. Nestled in the highly sought-after Harbor Club community, this home places you right in the heart of the Lowcountry’s natural beauty along Winyah Bay and the Intracoastal Waterway, just minutes from historic Georgetown. Here, every day feels like a getaway with incredible amenities including a day dock, private boat ramp, scenic walking trails, and a charming Bay House perfect for gathering with neighbors and friends. There’s even secure RV and boat storage for all your coastal adventures. Surrounded by majestic oak trees and serene tidal saltwater ponds, Harbor Club offers a peaceful, picturesque setting that’s hard to find and even harder to leave. This is more than a home—it’s a lifestyle. Come experience the beauty, charm, and laid-back elegance of Lowcountry living at its finest!

2804 Grassland Ln., Georgetown

Listing courtesy of Listing Agent: Blake Sloan (Office: 843-213-1346) from Listing Office: Sloan Realty Group.

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Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Harbor Club on Winyah Bay Homes under $400,000

Newest Harbor Club on Winyah Bay Homes under $400,000

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